Rates
We are insurance experts committed to going the extra mile to maximize your out-of-network coverage.
How Your Out of Network Coverage Works
We are insurance experts and are committed to going the extra mile to work with your out-of-network benefits for therapist costs. Once you book your free consult, we’ll collect your insurance information and check your out-of-network coverage. We’ll explain your coverage and give you a cost estimate before you come to your first session.
While you’re in therapy, you’ll pay our fee on the day of the session, we’ll submit your claim right away, and your insurance will reimburse you according to your coverage. Use our free reimbursement calculator above to see what your insurance will reimburse. You can also call your insurance to learn more using our list of questions.
Billing or Insurance Questions
Contact Our Billing Team
billing@cultivatetherapyteam.com
Call: (201) 212-6475
Many clients get 50-80% of the fee reimbursed after meeting their out-of-network deductible.
Use your HSA or FSA funds to save an extra 30% on therapy costs.
You probably have an out-of-pocket max and if you meet that, therapy is free for the rest of the year!
So, while our session fees start at $200, our average client ends up paying $40-$90 per session.
Frequently Asked Questions
How do payments work?
While you’re in therapy, you’ll pay our fee on the day of the session, we’ll submit your claim right away, and your insurance will reimburse you according to your coverage. Use our free reimbursement calculator to see what your insurance will reimburse. You can also call your insurance to learn more using our list of questions.
Do you accept insurance?
We are insurance experts and are committed to going the extra mile to work with your out-of-network benefits. Once you book your free consult, we’ll collect your insurance information and check your out-of-network coverage.
Free Therapy Reimbursement Calculator
While you’re in therapy, you’ll pay our fee on the day of the session, we’ll submit your claim right away, and your insurance will reimburse you according to your coverage. Use our free reimbursement calculator above to see what your insurance will reimburse. You can also call your insurance to learn more using our list of questions.
I've already hit my out of pocket max, what happens now?
You probably have an out-of-pocket max and if you meet that, therapy is free for the rest of the year!
What are your areas of expertise?
Our clinicians are each specialized in different areas so we are able to offer a wide range of specialties. Some of these include: ADHD, Anxiety, Depression, OCD, Co-Parenting, Marriage & Couples Counnseling, Sex Therapy, EMDR for Trauma & PTSD, Grief & Loss, Hypnosis, Infertility, Parenting, Play Therapy, and more! View all of our services here.
Offices in : Jersey City / Bloomfield /Millburn
Telehealth: NJ, NY, PA, CT, and VT
General Questions:
Contact Our Admin Team
Email: office@cultivatetherapyteam.com
Text or Call: (201) 590-7397
Billing or Insurance Questions
Contact Our Billing Team
billing@cultivatetherapyteam.com
Call: (201) 212-6475