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We are insurance experts and are committed to going the extra mile to work with your out-of-network benefits.  Once you book your free consult, we’ll collect your insurance information and check your out-of-network coverage.  We’ll explain your coverage and give you a cost estimate before you come to your first session.   

Free Therapy Reimbursement Calculator

While you’re in therapy, you’ll pay our fee on the day of the session, we’ll submit your claim right away, and your insurance will reimburse you according to your coverage.  Use our free reimbursement calculator above to see what your insurance will reimburse.  You can also call your insurance to learn more using our list of questions.

Billing or Insurance Questions:  
Elizabeth Beckley, Billing Manager
billing@cultivatetherapyteam.com 
(201) 212-6475

Many clients get 50-80% of the fee reimbursed after meeting their out-of-network deductible.  Use our free reimbursement calculator to see what your insurance will reimburse.  You can also call your insurance to learn more using our list of questions.

You probably have an out-of-pocket max and if you meet that, therapy is free for the rest of the year!

Our clinicians are each specialized in different areas so we are able to offer a wide range of specialties. Some of these include: ADHD, Anxiety, Depression, OCD, Co-Parenting, Marriage & Couples Counnseling, Sex Therapy, EMDR for Trauma & PTSD, Grief & Loss, Hypnosis, Infertility, Parenting, Play Therapy, and more!